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Federal Bank Ltd is up for a third straight session in a row. The stock is quoting at Rs 243.96, up 2.05% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.31% on the day, quoting at 25932. The Sensex is at 84747.91, down 0.24%. Federal Bank Ltd has risen around 7.43% in last one month.
Meanwhile, Nifty Bank index of which Federal Bank Ltd is a constituent, has risen around 1.62% in last one month and is currently quoting at 58962.7, up 0.02% on the day. The volume in the stock stood at 144.06 lakh shares today, compared to the daily average of 120.4 lakh shares in last one month.
The benchmark November futures contract for the stock is quoting at Rs 244.23, up 1.67% on the day. Federal Bank Ltd is up 18.05% in last one year as compared to a 10.26% spurt in NIFTY and a 16.48% spurt in the Nifty Bank index.
The PE of the stock is 15.46 based on TTM earnings ending September 25.
The private lender stated that every warrant issued carries a right to subscribe to one fully paid up equity share of the bank.
In its exchange filing, the bank stated that 25% of the warrant issue price will be payable at the time of subscription of each warrant, and the remaining 75% will be payable by the warrant holder at the time of allotment of equity shares pursuant to exercise of the option attached to the warrant to subscribe to the shares.
Further, the bank’s board has approved the grant of a special right to Asia II Topco XIII (or the ‘investor’) to nominate one retiring non-executive director on the board upon exercise of all the warrants by the investor and subject to the investor holding at least 5% of the paid-up share capital of the bank.
The board has approved the convening of the extra ordinary general meeting (EGM) of the shareholders of the bank on 19 November 2025 to seek the approval of the shareholders for the preferential issue and grant of a special right to the investor to nominate a director on the board and other matters.
Federal Bank operates through four segments: treasury, corporate or wholesale banking, retail banking, and other banking operations. The total number of banking outlets come to 1595. The number of ATMs/ Recyclers as on 30 September 2025 is 2082 (incl mobile ATMs).
The bank's net profit declined 9.60% to Rs 955.26 crore on 3.75% increase in total income to Rs 7,824.33 crore in Q2 September 2025 over Q2 September 2024.
Net profit declined 9.60% to Rs 955.26 crore on 3.75% increase in total income to Rs 7,824.33 crore in Q2 September 2025 over Q2 September 2024. Net interest income grew 5.41% YoY to Rs 2,495.24 crore for the quarter ended on 30 September 2025.
The bank's gross non-performing assets (NPAs) stood at Rs 4,532.01 crore as on September 2025 as against Rs 4,669.66 crore as on June 2025 and Rs 4,884.49 crore as on September 2024.
The ratio of gross NPAs to gross advances stood at Rs 1.83 crore as on September 2025 as against Rs 1.91 crore as on June 2025 and Rs 2.09 crore as on September 2024.
The ratio of net NPAs to net advances stood at Rs 0.48 crore as on September 2025 as against Rs 0.48 crore as on June 2025 and Rs 0.57 crore as on September 2024.
The bank's provisions and contingencies surged 129.30% to Rs 363.09 crore in Q2 September 2025 over Q2 September 2024. Provision Coverage Ratio remained robust at 73.45%.
Total deposits as of September 2025 were Rs 288,919.58 crore, an increase of 7.36% over September 2024. Total advances as of September 2025 were Rs 244,657.06 crore, an increase of 6.23% over September 2024. CASA ratio improved to 31.01%, up 94 bps YoY, while CASA deposits grew 10.71% YoY to Rs 89,591 crore.
Total business of the bank reached Rs 533,576.64 crore, registering a growth of 6.84% YoY. Its total number of banking outlets come to 1595. Its number of ATMs/ recyclers as on 30 September 2025 are 2082 (incl mobile ATMs).
Federal Bank, established in 1931 in Aluva (Kerala), is classified as an old private sector bank by the RBI. It is the second-largest bank and the largest private sector bank in Kerala. The bank has a strong retail funding franchise, including a stable base of NRI deposits, largely contributed by remittances from the expatriate Indian community in the Middle East.